i do not own a crossover yet. i have a 2009 Civic with 211,000 miles and one Vermont winter left in it, and i have spent a month on this board working out how to bid on a car i cannot stand next to. the thing that nearly got me twice is dumber than anything else people worry about: the trim name does not tell you whether the car has all wheel drive.
EX, XLE, SEL, Premium, all of those come both ways. the listing gives you the trim because the trim is what is on the bank's paperwork, and plenty of listings never put the words all wheel drive anywhere on the page. in Burlington that is not a detail, it is the whole reason i am buying a different car.
so here is the order i worked out, mostly from reading this board and two phone calls. the people who have actually done this should tell me what i have wrong.
one, the window sticker. if there is a photo of the original Monroney out of the glovebox, read the model code line and the drivetrain row and stop, you are finished. about half the listings i have looked at have that photo.
two, the VIN. NHTSA runs a free VIN decoder and it prints the drive type for most cars built after about 2010. type in the 17 characters off the VIN plate photo and read what comes back. this is the only item on my list i would bet money on, because it comes off the manufacturer's own build record instead of whatever a clerk typed into a spreadsheet at a bank.
three, the photos, in this order. the console, because a mode dial with snow or mud on it usually means all wheel drive on a RAV4 or a Forester. the shot from behind the back bumper looking under the car, because a gas AWD has a rear differential and a driveshaft running up the tunnel and a front driver has a bare floor and an exhaust pipe. the badge on the hatch, which is worth nothing, because badges fall off and get removed and some dealers never stuck them on.
four, the one i did not know you could do. you can just ask. i emailed m&a about two different lots and asked each time for three pictures: door jamb sticker, center console, and one taken from behind the car aimed underneath. the first one came back the next morning and that car was front drive, in a trim that every forum on the internet says was AWD only that year. the second took four days and the lot closed while i was waiting, which is my own fault for asking on a thursday and then going to my sister's wedding.
so that is one front driver caught and one lot missed. tell me what else belongs on the list before i write a figure on the third one.
